VA Loan Refinance for Texas Homes

Refinance Using Your
VA Home Loan Benefits
If you want to improve your interest rate and/or mortgage payment, you may want refinance your Texas home using your VA Home Loan eligibility. Refinancing using your VA benefit is possible in three different loan options:

Conventional to
VA Loan Refinance
If your current mortgage is not a VA Home Loan you may be eligible to refinance to a lower rate and payment using your VA Home Loan benefits. VA Home Loans allow for 100% financing without mortgage insurance. VA Home Loan rates are very competitive and may be able to give you a lower rate and payment than your current mortgage loan.

Cash Out Refinance
If you currently have a mortgage, and you have built up equity and/or your home has appreciated, you may be able to refinance using a VA Home Loan and take cash out for things such as home improvements or to pay off debts. Texas cash out refinance loans are allowed up to 80% of the appraised value of the home.

VA Streamline Refinance
If you currently have a VA Loan and would like to lower your interest rate, the VA Streamline Refinance is an excellent option. This loan is also known as an Interest Rate Reduction Refinance Loan (IRRRL). There are no out of pocket costs, credit reports, employment verifications or termite reports. The only requirement is the current loan must have been paid on time for the past 12 months with payments current at the time of refinancing.

		Click Here for a Home Purchase Loan
	Military Status*:
	Loan Type*:
	Refinance Purpose*:
	Property State*:
	Property Use*:
	Estimated Loan Amount*:
	Estimated value of your home:	$
	Current Interest Rate:
	Your Gross Annual Income*:
	Estimated Credit Rating*:
	Will You Have a Co-Borrower?*:
	First Name*:
	Last Name*:
	Address*:
	City*:
	State*:
	Zip*:
	Phone Number*:	- -
	Alternate Phone:	- -
	Email*:


* = required field

When you press Submit your information will be sent to a VA Loan Specialist with Home Lending Group, Inc. By submitting your information you authorize and consent to receive telephone calls and email communication from the company.